Speech and OT Therapy: Private Pay, HSA, FSA, and Regional Center

How to Access Our Speech and Occupational Therapy Services

There’s more than one way to access therapy at Therapy Clubhouse. Whatever your situation, our team will help you understand your options and next steps. Most families start the same way, with a free 15-minute consultation followed by a pediatric therapy evaluation, which explains what the assessment covers, how long it takes, and what happens afterward.

Families using insurance

Therapy Clubhouse accepts insurance through Village, private pay with a superbill, and Regional Center funding. Insurance credentialing is in progress, and we are not in network with any plan yet. Families with out-of-network benefits may receive partial reimbursement, and we provide a superbill after each visit that you can submit to your insurer. Our team will help you understand your benefits before services begin. Accepted funding options:

  • Out-of-network benefits, using the superbills we provide
  • HSA/FSA accounts
  • Out-of-network superbills (when applicable)
Regional Center funded pediatric therapy session at home

Regional Center clients

We proudly serve children funded through Regional Center programs. Our team can assist families in navigating the authorization process and coordinating services with their service coordinator. Accepted funding options:

  • Regional Center funding
  • Early Start / Early Intervention authorizations

Family beginning private pediatric therapy services

Private pay families

Families may choose to access services directly without using insurance. Private pay offers flexibility in scheduling, treatment frequency, and service delivery options. Accepted funding options:

  • Private pay
  • HSA/FSA accounts
  • Superbills for out-of-network reimbursement

Therapist supporting an infant during an Early Start in-home session

Early intervention families (birth-3 years)

Early intervention services support infants and toddlers during critical stages of development. We work closely with families to address communication, sensory, motor, and developmental needs through individualized, family-centered care. Access through:

  • Regional Center funding
  • Private pay
  • Out-of-network insurance benefits (when applicable)
School-age child working with a pediatric therapist

School-age children

We provide evaluations and therapy for preschool and school-age children who may benefit from additional support beyond school-based services. Therapy can target speech, language, social communication, literacy, executive functioning, sensory processing, fine motor skills, and more. Access through:

  • Out-of-network insurance benefits
  • Private pay
  • HSA/FSA accounts
  • School referrals
  • Superbills

Five smiling children lying in a circle on the grass with their heads together

Ways to Pay for Pediatric Therapy

We want cost to be the least stressful part of getting your child support. Therapy Clubhouse offers several ways to pay for speech and occupational therapy, and we are happy to walk you through the options during a free consultation. Many families use a combination of the approaches below.

Insurance

Insurance

Some families use private health insurance for pediatric therapy. Because plans vary widely in what they cover for speech and occupational therapy, we help you understand your benefits and what to ask your insurer, including whether services are in or out of network and what documentation may be needed.

Tri-Counties Regional Center (TCRC)

Tri-Counties Regional Center (TCRC)

For eligible infants and toddlers, Tri-Counties Regional Center can fund early intervention services. If you think your child may qualify, we can point you toward the referral process and coordinate care once services are approved.

HSA, FSA, and Private Pay

HSA, FSA, and Private Pay

Many families use Health Savings Accounts (HSA) or Flexible Spending Accounts (FSA) to pay for therapy, and we offer straightforward private-pay options with transparent pricing. For out-of-network plans, we can provide a superbill you may submit for possible reimbursement.

No Surprises

No Surprises

Before you begin, we make sure you understand the cost and your options, so there are no surprises. Our goal is to remove financial uncertainty so you can focus on your child's progress.

Our Services

Therapy Clubhouse offers pediatric speech therapy, occupational therapy, Early Intervention support, in-home therapy and telehealth to families from Ventura and Oxnard through the Conejo Valley and much of the San Fernando Valley to Santa Monica and Burbank, with our Westlake Village clinic opening December 1, 2026.

Speech Sounds

Help your child produce sounds clearly and confidently through play-based therapy techniques.

Ages 2 to 12 45 to 60 minutes per session
Learn about speech sounds

Language Development

Build vocabulary, sentence structure, and comprehension skills through interactive learning.

Ages 18 months to 8 years 30 to 60 minutes per session
Learn about language development

Sensory Integration

Help your child process sensory input so they can focus, self regulate, and take part in everyday activities.

Ages birth to 18 45 to 60 minutes per session
Learn about sensory integration

Social Communication

Develop conversation skills, turn-taking, and social play in a warm environment.

Ages 3 to 12 45 to 60 minutes per session
Learn about social communication

Daily Living Skills

Support independence with routines, self-care, regulation, and age-appropriate participation goals.

Ages 6 months to 8 years 45 to 60 minutes per session
Learn about daily living skills

Referrals and additional funding options

School referrals: Children may be referred by teachers, school teams, pediatricians, psychologists, or other healthcare providers. A referral is not required for private evaluations or private-pay services. HSA/FSA: Families may use Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) to pay for eligible therapy services. Superbills: For families with out-of-network insurance benefits, we can provide a detailed superbill that may be submitted to your insurance company for potential reimbursement. Not sure which path fits? Contact us

Therapy Clubhouse provides in-home and telehealth services today; our Westlake Village clinic opens December 1, 2026.